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We give you the overview.
The independent insurance agent, broker or multiple agent advises customers, delivers the insurance requirement and helps with claims. He is not only there for the customer up to the moment of signing the contract, but he supports the customer during the entire period of the contract if this is what the customer wants. This activity is carried out for the customer with many different insurance companies. The insurance agent is the neutral advisor to the customer.
The agent seeks out the optimum insurance solution for the customer for often what looks at first sight to be the cheapest solution is not the best one. However, the broker has access to company information and their pricing structures which the customers do not and even the test magazines are far from being able to compete with this extensive body of knowledge.
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